AI Assistant
Customer Payment Risk
High Risk Customers
9
Critical
Payment follow-up required
Overdue Balance
Rs. 1.82M
Past due receivables
Outstanding Balance
Rs. 3.94M
Total receivables
Recovery Potential
86%
Expected collection rate
Risk Filters
Analyze customer payment behavior and overdue balances.
Payment Risk Trend
AI analysis of overdue balances and collection performance.
AI Risk Summary
Customer credit observations.
Highest Risk Customers
Immediate collection required.
| Customer | Balance | Overdue | Risk Score |
|---|---|---|---|
| Bismillah Pharma | Rs. 184,000 | 72 Days | 95% |
| City Medical Store | Rs. 200,000 | 58 Days | 91% |
| Al Noor Medical | Rs. 322,000 | 67 Days | 89% |
| Metro Pharmacy | Rs. 144,000 | 43 Days | 82% |
Collection Opportunities
Accounts likely to pay with follow-up.
| Customer | Balance | Probability | Suggestion |
|---|---|---|---|
| Shifa Traders | Rs. 227,700 | 96% | Call Reminder |
| Hassan Medical | Rs. 39,200 | 94% | Statement Share |
| Care Plus Hospital | Rs. 410,000 | 88% | Follow-up Visit |
| Al-Madina Pharmacy | Rs. 118,000 | 85% | Collection Call |
AI Customer Risk Analysis
Credit behavior, overdue exposure and collection recommendations.
| Risk | Customer | Credit Limit | Outstanding | Overdue | Last Payment | Risk Score | AI Recommendation | Status |
|---|---|---|---|---|---|---|---|---|
| Critical | Bismillah Pharma | Rs. 150,000 | Rs. 184,000 | 72 Days | 18 Apr 2026 | 95% | Stop credit sales and collect immediately | Action Required |
| Critical | City Medical Store | Rs. 180,000 | Rs. 200,000 | 58 Days | 26 Apr 2026 | 91% | Management follow-up | Action Required |
| High | Metro Pharmacy | Rs. 200,000 | Rs. 144,000 | 43 Days | 10 May 2026 | 82% | Weekly collection reminder | Monitor |
| Medium | Shifa Traders | Rs. 400,000 | Rs. 227,700 | 12 Days | 02 Jun 2026 | 48% | Normal follow-up | Stable |
| Low | Hassan Medical | Rs. 250,000 | Rs. 39,200 | 0 Days | 05 Jun 2026 | 12% | No action required | Healthy |